Questions, answered simply.
Does using an insurance agent cost more?
No. You pay the same premium, and we often find a lower rate by comparing carriers for you.
Are you an independent agency or captive to one company?
We are an independent agency. Farmers is our first choice for many clients, and we also place coverage with many other top carriers, so we can compare your options and match you with the right fit instead of selling you the only policy on the shelf.
I already have insurance. Why switch?
Start with a free review. If you are already in good shape, we will tell you honestly. No pressure.
How much insurance coverage do I need?
It depends on what you own and how much risk you can afford to carry yourself. We review your situation and recommend limits that protect your home, income, and savings without paying for coverage you do not need.
Do I need an umbrella policy?
An umbrella policy adds extra liability protection above your auto and home limits. If you own a home, have savings, or could be sued for more than your policies cover, it is worth considering.
Does homeowners insurance cover flood damage?
No. Standard homeowners policies exclude flood. Flood is a separate policy, and we can arrange it through carriers such as Neptune and Aon Edge.
How can I lower my insurance premium?
Bundling home and auto, raising your deductible, and comparing carriers are the most common ways. We shop the market for you and apply every discount you qualify for.
Do you offer annuities and retirement planning?
Yes. Our financial services include annuities placed with carriers such as Athene, Corebridge Financial, MassMutual Ascend, Pacific Life, Protective, and Sammons, along with life insurance strategies such as indexed universal life and single premium whole life. Ask us for a free review.
Which languages do you speak?
Our team serves clients in English, Mandarin, Cantonese, and , so nothing gets lost in translation.
Do you serve Edison and nearby New Jersey towns?
Yes. Wang Insurance Agency is based at 24 Campus Drive in Edison, NJ, and serves clients in Edison, Metuchen, Woodbridge, Piscataway, New Brunswick, and across New Jersey, Pennsylvania, and New York.
What happens when I have a claim?
You call our office, not a call center. Someone on our team handles it personally and keeps you updated until it is settled.
Let's get you a quote today.
Tell us a little about what you need and our team will follow up personally, usually the same day. Free, no obligation.
Mon to Fri · 8:30am to 5:30pm ET
Saturday · By appointment
Sunday · Closed
Serving NJ, PA, NY and beyond